WASHINGTON (AP) – Consumer borrowing surged again in April, helped by the largest gain in credit card borrowing in a year.

Consumer borrowing expanded by $20.5 billion in April, the Federal Reserve reported Friday.

That was down only slightly from a gain of $21.3 billion in March which was the biggest increase in eight months. The strong gains pushed consumer credit to a fresh record of $3.38 trillion.

Borrowing in the category that includes credit cards jumped by $8.6 billion, the largest rise in 12 months. Borrowing in the category that covers auto and student loans advanced a solid $11.9 billion, after an even bigger $16.5 billion increase in March.