This is America Saves Week, when Michigan Department of Insurance and Financial Services encourages residents to conduct a financial check-in.

But it’s likely assessing finances has already been front and center for most people these days — and with higher prices for gas, groceries and other goods, money to put aside might be scarce.

Still, a review could yield some avenues to better adjust to the current economic conditions and perhaps even manage to salt some funds away for the future.

“DIFS is committed to supporting Michiganders as they improve their financial wellness, and America Saves Week is a great time to perform a financial check-up by reviewing accounts, personal and family budgets, and looking for opportunities to save,” DIFS Director Anita Fox said in a news release. “Setting clear and achievable savings goals is one of the best ways to build positive saving habits, create financial security and better prepare for major purchases or unexpected emergencies.”

America Saves Week is an annual campaign supported by thousands of organizations nationwide as a call to action for consumers to commit to saving successfully and improving their financial wellness, the DIFS advised. A financial check-in can help individuals gain a clear view of their finances, set savings goals, and create a plan to achieve them.

Throughout the month of April, DIFS is also marking Michigan Open Account Coalition Month in conjunction with National Financial Literacy Month and America Saves Week.

Michiganders can improve their financial wellness by opening an account with a bank or credit union if they do not already have one. Through the Michigan Open Account Coalition, a partnership between DIFS and about 40 participating banks and credit unions in 67 Michigan counties, consumers can access certified low- or no-cost accounts and critical financial services to help them build stronger financial futures without worrying about hidden fees or costs.

For more information on opening an account and a list of participating institutions, go to Michigan.gov/DIFSOpenAccount.

MOAC was formed in 2022 by DIFS, the Michigan Bankers Association, Michigan Credit Union League, and community organizations. Its mission is to encourage relationships between financial institutions and historically underserved communities, to educate consumers about the importance of having a relationship with a financial institution, and to promote the availability of, and access to, consumer financial accounts with low and transparent fees.

During America Saves Week, DIFS is sharing content on X, Facebook, and LinkedIn to highlight the importance of saving and to offer motivation for individuals and families to start or continue their savings goals. There is also a wealth of personal finance resources on the DIFS website or the State of Michigan Financial Literacy page, according to DIFS.

Consumers who have questions or disputes that cannot be directly resolved with their financial institutions can contact DIFS 8 a.m. to 5 p.m. Eastern time Monday through Friday at 877-999-6442 or file a complaint online at Michigan.gov/DIFSComplaints.

For more information, go online to Michigan.gov/DIFS or follow the DIFS on Facebook, X or LinkedIn.