FIRST NATIONAL BANK & TRUST CO.,

Mortgagee,

v

JEROME H.

KUCHINSKI and LYNN KUCHINSKI,

Mortgagors.

FORECLOSURE BY ADVERTISEMENT

NOTICE OF SALE

THIS FIRM IS A DEBT COLLECTOR

ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR

OFFICE AT THE NUMBER BELOW IF YOU ARE ON ACTIVE MILITARY DUTY.

ATTN PURCHASERS: This sale may be

rescinded by the

foreclosing Mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.

Default having been made in the terms and conditions of a certain Mortgage dated the 10th day of March, 2017 by Jerome Kuchinski and Lynn Kuchinski, as Mortgagor(s) to First National Bank & Trust Co. of Iron Mountain, as Mortgagee, and recorded on the 17th day of March, 2017 in the office of the

Register of Deeds for Dickinson County, Michigan in Liber 857, on Page 180; on which Mortgage there is claimed to be due and unpaid at the date of this notice for principal and interest, the sum of $120,119.79 as of June 15, 2020, with

interest continuing to accrue thereon at the rate of $14.91 per day (4.500% per annum).

And no suit or

proceedings at law or in equity having been initiated to recover the debt secured by said Mortgage or any part thereof, and the power of sale contained in the Mortgage having

become operative by reason of such default.

NOW THEREFORE, by virtue of the power of sale contained in said Mortgage, and pursuant to the Statute of the State of

Michigan in such case made and provided, NOTICE is hereby given that on the 18th day of September 2020 at ten o’clock in the forenoon, said Mortgage will be

foreclosed by sale of the mortgaged

premises at public

auction, to the highest bidder, at the front

entrance of the Circuit Court Courthouse,

Dickinson County, Michigan to pay the amount claimed, with the interest thereon at 4.500% percent per annum and all legal costs, charges, and

expenses, including the attorneys’ fees

allowed by law, and also any sum or sums which may be paid by the undersigned necessary to protect its interest in the

premises.

Said premises are

located in the City of Iron Mountain, County of Dickinson, and State of Michigan, described as follows:

Lot twenty-five (25), according to the recorded play of

Hillside Terrace Estates, in the City of Iron Mountain,

Dickinson County, Michigan.

Property address: 1502 S. Grant Street, Iron Mountain, Michigan 49801.

The redemption period shall be six (6) months from the date of such sale unless determined abandoned in

accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.

Pursuant to MCL 600.3278, if the

property is sold at

foreclosure sale under the foreclosure by

advertisement statute, the borrower/mortgagor, and any other person obligated on the

mortgage, is liable and shall be held

responsible to the

person who buys the property at the

mortgage foreclosure sale, or to the

mortgage holder, for any damage or

physical injury to the property during the redemption period. Furthermore, after the property is sold at

foreclosure sale, and providing notice under MCL 600.3237, the purchaser at the sale may inspect the

property, including the exterior and interior of any structures on the property, as provided in MCL 600.3237.

NASTOFF, BERGMAN & MOORE, P.C.

Attorneys for

Mortgagee

Dated: August 18, 2020 By: Jeremy J. Nastoff (P74129)

504 Ludington Street

Escanaba, Michigan 49829

Phone: (906) 786-1403

Pub #298-4

August 20 & 27, 2020

September 3, 10 & 17, 2020